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Should I Try to Handle My Car Crash Claim on My Own?

Posted on behalf of Goldberg Finnegan, LLC on Jul 20, 2020 in Car Accidents

filling-out-claim-penHandling a car crash claim on your own could cost you a significant amount of compensation. Insurance companies know how to manipulate accident victims into accepting a lowball settlement offer or saying or doing things that reduce the value of their claim.

Experienced attorneys handle car crash claims all the time, so they know what to expect and how to protect the full value of a claim. They can deal with the insurance company on your behalf.

If you need an experienced Silver Spring car accident lawyer who has a proven track record of success with car crash claims, contact Goldberg Finnegan today to schedule a no-cost consultation. Our firm has obtained over $30 million in verdicts and settlements, including $1.5 million for a client who was seriously injured in a car accident.

Dangers of Dealing with Insurance Companies on Your Own

It is important to understand that insurance companies can only remain profitable by taking in more money than they pay out for claims. That means they have a strong incentive to look for reasons to reduce the value of your accident claim or even deny it altogether.

Insurance adjusters have been known to use various bad faith tactics to avoid paying out compensation. One of these tactics may include using your words against you. If you apologize for the accident, they may claim you are admitting fault. If you tell them that you are feeling fine, they may deny your claim or offer a very small amount of compensation claiming your injuries are not severe.

Another tactic that insurance adjusters use is contacting you immediately after the accident to make a lowball settlement offer. They know you are desperate and may be willing to accept it because you need the money.

Benefits of Hiring a Lawyer

Besides handling all communication with insurers on your behalf, there are several other advantages to hiring a lawyer. If your claim is viable, your lawyer can thoroughly investigate the accident scene to look for evidence to help bolster your claim. Your lawyer can also interview witnesses and bring in industry experts to help determine fault and validate your claim.

The attorneys at our firm have investigated many accidents and know what to look for. We also know how to obtain video footage of the crash, if there was a camera nearby. We understand how important compensation is for crash victims and we know how to calculate the full value of past, present and future medical bills.

When Should You Hire a Lawyer?

If you were in a minor fender-bender with minimal property damage and no one was hurt, you may not need to hire a lawyer. However, if you were in a serious accident where someone from either side was injured or if there was significant property damage, hiring a qualified attorney is highly recommended.

When the insurance companies know you have a lawyer with trial experience, they may be more likely to negotiate in good faith and offer fair compensation for your damages. They may not want to go through a trial, which is expensive and time-consuming.

Contact an Attorney for Legal Help

Crash victims are often taken advantage of by insurance companies. Victims are often desperate for compensation and unsure of how much their claims may be worth.

That is why victims should strongly consider hiring an experienced attorney to represent them. Our experienced attorneys know how to accurately assess the value of past, present and future medical costs, lost wages, property damage and other financial losses.   

If you choose to hire our firm, we only receive payment if we win compensation for you. There are no obligations involved, even after your complimentary case review, so there is no risk in contacting us today.

Get legal help today. Call (888) 213-8140.

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