Insurance Commissioner Proposes Legislation To Improve Access To Care
Posted on behalf of Goldberg Finnegan, LLC on Feb 05, 2009 in Medical Malpractice
The Maryland Insurance Commissioner, Ralph Tyler, has proposed 4 bills before the Maryland Legislature that, if passed, will help consumers have better access to health care. In Maryland, we are lucky to have an Insurance Commissioner who is not only fair, but who puts the interests of consumers on at least equal footing with the interests of the insurance industry.
One of the proposed new bills would require Maryland Health Insurance Companies such as Care First BlueCross BlueShield to spend more money on providing health care. It would increase the medical loss ratio (the percentage of each premium dollar spent on medical care) and presumable require insurance companies to operate more efficiently and possibly keep corporate executive salaries in check. This will help not only consumers, but doctors as well. Tyler's proposed legislation would increase the amount of each premium dollar spent on medical care from 75 cents to 85 cents.
Our Maryland Medical Malpractice law firm handles cases against health insurance companies and we fight to hold insurance companies and medical providers liable when they hurt consumers.
Like Commissioner Tyler, we fight for Maryland consumers. For example, when a client of ours is injured in an automobile accident, we are often able to find a medical provider to provide treatment even if the client does not have health insurance. The health care provider would have a lien on the client's personal injury case or we would help the health provider collect PIP benefits (personal injury protection benefits) and/or Med-pay benefits. Ralph Tyler won the Maryland Trial Lawyer Association's Civil Justice Award in 2008.