Personal Injury Lawyer Silver Spring, MD

Uninsured Driver Accidents in Maryland Are Complex

Our attorneys can help you recover the compensation you deserve

Being involved in a serious car accident in Maryland caused by another driver can be overwhelming. But if the driver who caused your crash did not have any car insurance, the legal issues you have to deal with can be frustrating and confusing.

Who’s responsible for paying for your medical bills and other losses? Can you file an accident claim with your own insurance company? What other legal options are available? These are important questions that demand accurate answers.

Our experienced attorneys at Goldberg Finnegan in Silver Spring thoroughly understand how the legal system works in Maryland with regard to accidents involving uninsured drivers. As a result, we can work with you to develop a strategy that addresses your unique legal needs.

Is car insurance mandatory in Maryland?

All drivers in Maryland are required to have car insurance in order to legally operate a motor vehicle in the state. This is because Maryland is a mandatory vehicle insurance state, according to the Maryland Department of Transportation Motor Vehicle Administration.

Minimum car insurance requirements in Maryland

Maryland has minimum car insurance requirements that apply to all drivers statewide. Maryland’s minimum car insurance requirements are:

  • $30,000 per person for bodily injury.
  • $60,000 per accident for injuries to 2 or more people.
  • $15,000 for property damage.

In addition, Maryland requires all drivers to have the following, minimum uninsured motorist (UM) insurance coverage:

  • $30,000 per person for injuries.
  • $60,000 per accident.

Can I file an accident claim with my own insurance company?

Yes. Because you are required to have uninsured motorist (UM) coverage in Maryland, you can file an accident claim with your own insurance company. This type of car insurance is designed specifically for such situations, in which your car accident is caused by an uninsured driver.

Even so, obtaining financial compensation from your insurance company can be challenging. Even your own insurance company can be difficult, especially if your accident-related expenses are significant.

But don’t simply assume there’s nothing you can do. Many times, there are other ways to obtain the compensation you deserve for your accident-related expenses. That’s why it always pays to talk to an attorney to learn more about your potential legal options.

Know your rights. Contact our law firm

Our Maryland uninsured accident lawyers at Goldberg Finnegan understand the urgency and the complexity of your legal case. That’s why we want to meet with you right away. We can only imagine how frustrated and confused you must be dealing with insurance companies and uninsured drivers.

We promise you we will not give you the runaround. We will give you straight answers to your questions. That way, you can make informed decisions based on the facts. We often tell clients we will give them the same advice we would give family members—and we mean it.

Put your trust in a law firm that puts your needs first. Contact us and schedule your free case evaluation with a law firm you can trust. Our attorneys handle uninsured accident claims throughout the state.

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